A full featured
financial wellness
account optimized
for today’s needs.

Achieve financial wellness with better tools to manage
everyday spending, build credit, and save money to
meet your life goals.

Get started

The right tools for your money
management needs!

Achieving financial wellness has never been so easy.

Overdraft with
CoverMe

We’ll spot you up to $50 on debit card purchases with no overdraft fees.

Get Paid up to 2-Days Early

Receive your paycheck or government direct deposit up to 2-days early.

Transfer Money
Easily

Instantly transfer money between banks with your Pivot account.

Control Everyday Spending

Effortlessly manage your spending with Pivot's budgeting tool.

Save for Future Expenses

Easily create automated set-aside accounts to save for future needs.

Access Monthly Statements

Easily view or download monthly statements from Pivot app.

FEE-FREE OVERDRAFT PROTECTION

Overdraft with CoverMe

Coming Soon!
We believe in giving back, so unlike traditional banks, we offer overdraft protection free of any charges, we’ll cover you up to $50 on debit card purchases with no overdraft fees. All done automatically.

Eligibility requirements and limits apply.

ACCELERATED DIRECT DEPOSIT

Get Paid up to 2-Days Early

Coming Soon!
We streamline the paycheck direct deposit process making money available to employees as soon as possible – which is often up to two days before most other traditional banks make the funds available.

Eligibility requirements and limits apply.

FLEXIBLE MONEY MOVEMENT

Transfer Money Easily

Pivot can be used as a bank alternative for those without a bank account or as a secondary card to your existing bank account. Transfer money for free through the mobile app or website.

EFFORTLESS SPEND TRACKING

Control Everyday Spending

Pivot's budgeting tool is essential in obtaining and maintaining financial wellness on a tight budget. Tracking and managing everyday spending has never been easier with real-time spend tracking.

AUTOMATED SET-ASIDE SAVINGS

Save for Future Expenses

Easily save for items on your wish list or plan for unforeseen expenses on a daily, weekly, or monthly cycle through Pivot's automatic set-aside savings.

Download the iOS or Android mobile app today

Manage your cash in one place with a single app.
Download the PIVOT app today and start getting paid while keeping track of your finances in one place.